Umbrella Liability Insurance — Extra protection beyond general liability
Extra protection beyond general liability for unexpected large claims. Bridge gaps, protect assets, and preserve your business reputation when major losses occur.
Why Umbrella Liability Matters
When a catastrophic claim exceeds your primary policies, umbrella liability steps in to protect your business, assets, and future earnings. It’s essential for businesses that face high exposure and complex liability scenarios.
Key protections included
Umbrella insurance provides high-limit, excess coverage that applies when primary limits are exhausted. It can also cover certain gaps not covered by primary policies.
Excess Limits
Provides high-limit protection above your general liability and auto liability policies.
Large Claim Protection
Protects your assets from major legal judgments and settlements.
Broader Triggers
May respond to claims or occurrences that are not covered (or partially covered) by primary policies.
Peace of Mind
Keep your business solvent and reputation intact even when the unexpected happens.
Why choose Prime Haul for Umbrella Liability?
High Limits & Flexibility
We offer high-limit programs and flexible terms tailored to your risk profile.
Claims Advocacy
Expert claims handling and advocacy when complex or catastrophic claims arise.
Risk Engineering
Proactive loss control and risk engineering to reduce frequency and severity of claims.
Tailored Placement
We place with A-rated carriers and tailor programs to fit complex exposures.
Ready to add an umbrella to your protection?
Secure high-limit protection so a single large claim doesn't derail your business. Talk to our specialists for a custom program.